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Services

Smart, Scalable Financial Ops Support

We’re not just bookkeepers. As CPG experts, we know the nuances from spoilage deductions to trade spend and use that expertise to help your brand move forward. And we do it all under one roof, without the headache of a patchwork team.

Accounting

Timely, accurate numbers that evaluate performance and keep your business calibrated.

  • Accounts payable and bill pay

  • Accounts receivable and collections

  • Point of sales reconciliation

  • Financial statement creation

Finance

Forward-looking insights that turn your numbers into a roadmap for dynamic growth.

  • Industry-specific analysis

  • Cash flow forecast

  • Budget to actual variance analysis

Compliance

Complex rules made simple, with industry-specific sales tax and alcohol regulations handled.

  • Sales tax nexus monitoring and multi-state sales tax compliance

  • Alcohol beverage compliance

  • State filings and registration


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Operations

Our proven experience and smooth systems prevent out-of-stocks, oversells, and wasted effort.

  • Software integrations

  • Inventory reconciliation

  • Inventory costing

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Payroll & Benefits Admin

We’ll get your team up and running with payroll and benefit administration.

  • Payroll administration

  • Health insurance plan set up

  • 401(k) set up

  • Workers compensation set up

Trade Spend

Every dollar accounted for and every dispute handled, to keep your spend on track.

  • Software integrations

  • Inventory reconciliation

  • Inventory costing

Loan Support

Our deep lender network and negotiating experience will help you find the right fit and the best terms.

  • Lender matching

  • Loan negotiation

  • Ongoing advice and management

Start Your Free Consulation
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CASE STUDY:

Alec’s Ice Cream

SERVICES:

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A logo with a blue butterfly icon followed by the text 'LOAN SUPPORT' in blue, set on a light beige background with a blue border.
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Alec’s Ice Cream was growing fast, but cash and inventory stress threatened to melt it all down.

We stepped in to tighten the numbers, secure $11M in equity funding, and keep everything on track.

The sweetest part? Sustained growth, stronger cash control, and a founder who could finally breathe easy.

See full case study

TRUSTED BY:

The Cultivar Difference

ALL-IN-ONE FINANCE SUPPORT

Full-cycle bookkeeping, budgeting, forecasting, trade spend management, and compliance, all in one place. Get flexible support at a fraction of the cost.

SPECIALIZED EXPERTISE

From emerging food brands to family-run wineries, our team lives and breathes consumer packaged goods. We speak CPG. It’s all we do.

LONG-TERM PARTNERS

Get an expert finance team that grows with you. We lead with care and empathy to support your business through every stage, not just the numbers.

Contact Our Experts

FAQs

  • We work like a team, because we are one. But when you hire individual contributors or firms for each role, you’re the one connecting the dots. That creates delays, miscommunication, and a lot of extra work that falls back on you. With Cultivar, you don’t have to manage the system. You just get the results.

  • We provide all-in-one financial operations support tailored to food, beverage, and alcohol brands. Our core services include bookkeeping and accounting, trade spend management, inventory and operations support, compliance (including alcohol and sales tax), payroll and benefits administration, financial forecasting, and lender-ready finance support . Everything is designed to meet the unique demands of growing CPG companies.

  • Unlike generalist firms, we focus exclusively on modern CPG brands. That means we understand things like distributor chargebacks, spoilage deductions, alcohol compliance, and inventory complexity. Our team doesn’t just close books, we bring CPG-specific insight and systems that scale with your growth.

    We know enough to be dangerous, but we don’t file income taxes. That’s by design. We partner with your CPA or tax preparer to make sure they get clean financials.

  • Absolutely. Many clients start with bookkeeping or compliance support, then layer in other services like trade spend tracking or loan readiness over time. Our model is built to grow with you, whether you’re launching your first product or expanding to national distribution.

  • Financial operations in CPG isn’t a set of separate tasks, it’s one interconnected system. When your inventory isn’t flowing right, your margins don’t report accurately. When trade spend isn’t tracked, your forecasts fall apart.

    Cultivar’s model keeps everything working together. The same team that reconciles your books understands how your trade promos hit the P&L, how your inventory moves, and what your cash forecast looks like. That means fewer gaps, better decisions, and a finance function that actually functions.